Gary Lewis Posted April 22, 2021 Author Share Posted April 22, 2021 Well, I went with Hagerty. I called them and they were willing to insure Big Blue for the value I came up with, which was their valuation plus what I have put into him. They didn't need my spreadsheet, but took my word for it. But Hagerty insurance isn't for everyone. Here are some of the limitations: Can't be a daily driver. You have to have daily driver vehicles for the drivers in the family. Max of 5000 miles per year. So I'll have to be careful and limit the trips, but we were already going for something like 6500 miles with AMIG, so I think I can live with it. The truck has to have a garage to be stored in when not on trips. It isn't cheap. They are charging much more than what State Farm has been charging. But the coverage is so much better than what State Farm provides that I believe it is worth it - for something you've put a whole lot of work and money into. Good choice, I have used Hagerty for years and been happy. Actually had a claim filed in 2011 on a Mustang and they paid accordingly and i bought the vehicle back from them Andrew - Thanks. I have the Cherished Salvage coverage which says "For a total loss or “constructive total loss”, the salvage belongs to you." So I wouldn't have to buy it back. Chris - No time like the present. Link to comment Share on other sites More sharing options...
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